PUBLIC NOTICE NOTICE OF SUBSTITUTE TRUST
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7/1/2026
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PUBLIC NOTICE
NOTICE OF SUBSTITUTE TRUSTEE’S SALE
STATE OF MISSISSIPPI
COUNTY OF LAFAYETTE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 8, 2021, executed by CAROLYN RICHARDSON AKA CAROLYN JOHNSON conveying certain real property therein described to HEATHER LOVIER, as Trustee, for MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS BENEFICIARY, AS NOMINEE FOR ROCKET MORTGAGE, LLC, FKA QUICKEN LOANS, LLC, Original Beneficiary, to secure the indebtedness therein described, as same appears of record in the Office of the Chancery Clerk of Lafayette County, Mississippi filed and recorded October 14, 2021, in Book 2021, Page 11543, and re-recorded April 7, 2022, in Book 2022, Page 03310; and
WHEREAS, the beneficial interest of said Deed of Trust was transferred and assigned to Rocket Mortgage, LLC s/b/m Nationstar Mortgage LLC; and
WHEREAS, Rubin Lublin, LLC has been appointed as Substitute Trustee; and
NOW, THEREFORE, the holder of said Deed of Trust, having requested the undersigned so to do, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee shall, on August 5, 2026 within the lawful hours of sale between 11:00AM and 4:00PM at the West Front Door of the Lafayette County Chancery Court, 300 North Lamar Boulevard, Oxford, MS 38655 proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Lafayette County, Mississippi, to wit:
THE LAND REFERRED TO IN THIS DOCUMENT IS SITUATED IN THE CITY OF OXFORD COUNTY OF LAFAYETTE,STATE OF MISSISSIPPI, AND DESCRIBED AS FOLLOWS:
SECTION 7, TOWNSHIP 9 SOUTH, RANGE 1 WEST:
A FRACTION OF LAND SITUATED IN THE SOUTHWEST QUARTER OF SECTION 7, TOWNSHIP 9 SOUTH, RANGE 1 WEST, LAFAYETTE COUNTY, MISSISSIPPI, CONTAINING 1.5 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT THE SOUTHWEST CORNER OF SAID SECTION 7, RUN THENCE NORTH A DISTANCE OF 1,556.9 FEET TO A POINT; RUN THENCE EAST A DISTANCE OF 1,498.5 FEET TO A POINT; RUN THENCE NORTH 29 DEGREES 50 MINUTES EAST A DISTANCE OF 262.0 FEET TO THE POINT OF BEGINNING.
FROM SAID POINT OF BEGINNING, RUN THENCE NORTHERLY ALONG THE WEST RIGHT OF WAY OF A PAVED COUNTY ROAD A DISTANCE OF 27 FEET TO A POINT THAT LIES NORTH 1,811.12 FEET AND EAST A DISTANCE OF 1,633.84 FEET FROM SAID SOUTHWEST CORNER OF SAID SECTION; RUN THENCE NORTH 1 DEGREE WEST ALONG SAID RIGHT OF WAY LINE A DISTANCE OF 379.5 FEET; RUN THENCE SOUTH 19 DEGREES WEST A DISTANCE OF 167 FEET TO A POINT; RUN THENCE SOUTH 88 DEGREES WEST A DISTANCE OF 120.2 FEET TO A POINT; RUN THENCE SOUTH 88 DEGREES WEST A DISTANCE 120.2 FEET TO A POINT; RUN THENCE SOUTH 10 DEGREES 50 MINUTES WEST A DISTANCE OF 229.3 FEET TO A POINT; RUN THENCE IN A SOUTHERLY DIRECTION A DISTANCE OF 76 FEET TO A POINT THAT LIES SOUTH 81 DEGREES 25 MINUTES WEST A DISTANCE OF 340.9 FEET FROM THE POINT OF BEGINNING; RUN THENCE NORTH 81 DEGREES 25 MINUTES EAST A DISTANCE OF 340.9 FEET FROM THE POINT OF BEGINNING; RUN THENCE NORTH 81 DEGREES 25 MINUTES EAST A DISTANCE OF 340.9 FEET TO THE POINT OF BEGINNING. IT IS INTENDED TO DESCRIBE HEREBY THE SAME REAL PROPERTY ACQUIRED BY THE GRANTORS BY VIRTUE OF THAT CERTAIN ASSUMPTION WARRANTY DEED RECORDED AMONG THE LAND RECORDS OF LAFAYETTE COUNTY, MISSISSIPPI, IN DEED BOOK 432 AT PAGE 530 REFERENCE TO WHICH IS HEREBY MADE.
PROPERTY ADDRESS: The street address of the property is believed to be 34 COUNTY ROAD 423, OXFORD, MS 38655. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.
Title to the above described property is believed to be good, but I will convey only such title as is vested in me as Substitute Trustee. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Rubin Lublin, LLC
3145 Avalon Ridge Place, Suite 100
Peachtree Corners, GA 30071
rlselaw.com/property-listing
Tel: (877) 813-0992
Fax: (470) 508-9401
Oxford Eagle:
July 1, 15, 22 and 29, 2026
NAT-26-02090-1
NOTICE OF SUBSTITUTE TRUSTEE’S SALE
STATE OF MISSISSIPPI
COUNTY OF LAFAYETTE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 8, 2021, executed by CAROLYN RICHARDSON AKA CAROLYN JOHNSON conveying certain real property therein described to HEATHER LOVIER, as Trustee, for MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS BENEFICIARY, AS NOMINEE FOR ROCKET MORTGAGE, LLC, FKA QUICKEN LOANS, LLC, Original Beneficiary, to secure the indebtedness therein described, as same appears of record in the Office of the Chancery Clerk of Lafayette County, Mississippi filed and recorded October 14, 2021, in Book 2021, Page 11543, and re-recorded April 7, 2022, in Book 2022, Page 03310; and
WHEREAS, the beneficial interest of said Deed of Trust was transferred and assigned to Rocket Mortgage, LLC s/b/m Nationstar Mortgage LLC; and
WHEREAS, Rubin Lublin, LLC has been appointed as Substitute Trustee; and
NOW, THEREFORE, the holder of said Deed of Trust, having requested the undersigned so to do, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee shall, on August 5, 2026 within the lawful hours of sale between 11:00AM and 4:00PM at the West Front Door of the Lafayette County Chancery Court, 300 North Lamar Boulevard, Oxford, MS 38655 proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Lafayette County, Mississippi, to wit:
THE LAND REFERRED TO IN THIS DOCUMENT IS SITUATED IN THE CITY OF OXFORD COUNTY OF LAFAYETTE,STATE OF MISSISSIPPI, AND DESCRIBED AS FOLLOWS:
SECTION 7, TOWNSHIP 9 SOUTH, RANGE 1 WEST:
A FRACTION OF LAND SITUATED IN THE SOUTHWEST QUARTER OF SECTION 7, TOWNSHIP 9 SOUTH, RANGE 1 WEST, LAFAYETTE COUNTY, MISSISSIPPI, CONTAINING 1.5 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT THE SOUTHWEST CORNER OF SAID SECTION 7, RUN THENCE NORTH A DISTANCE OF 1,556.9 FEET TO A POINT; RUN THENCE EAST A DISTANCE OF 1,498.5 FEET TO A POINT; RUN THENCE NORTH 29 DEGREES 50 MINUTES EAST A DISTANCE OF 262.0 FEET TO THE POINT OF BEGINNING.
FROM SAID POINT OF BEGINNING, RUN THENCE NORTHERLY ALONG THE WEST RIGHT OF WAY OF A PAVED COUNTY ROAD A DISTANCE OF 27 FEET TO A POINT THAT LIES NORTH 1,811.12 FEET AND EAST A DISTANCE OF 1,633.84 FEET FROM SAID SOUTHWEST CORNER OF SAID SECTION; RUN THENCE NORTH 1 DEGREE WEST ALONG SAID RIGHT OF WAY LINE A DISTANCE OF 379.5 FEET; RUN THENCE SOUTH 19 DEGREES WEST A DISTANCE OF 167 FEET TO A POINT; RUN THENCE SOUTH 88 DEGREES WEST A DISTANCE OF 120.2 FEET TO A POINT; RUN THENCE SOUTH 88 DEGREES WEST A DISTANCE 120.2 FEET TO A POINT; RUN THENCE SOUTH 10 DEGREES 50 MINUTES WEST A DISTANCE OF 229.3 FEET TO A POINT; RUN THENCE IN A SOUTHERLY DIRECTION A DISTANCE OF 76 FEET TO A POINT THAT LIES SOUTH 81 DEGREES 25 MINUTES WEST A DISTANCE OF 340.9 FEET FROM THE POINT OF BEGINNING; RUN THENCE NORTH 81 DEGREES 25 MINUTES EAST A DISTANCE OF 340.9 FEET FROM THE POINT OF BEGINNING; RUN THENCE NORTH 81 DEGREES 25 MINUTES EAST A DISTANCE OF 340.9 FEET TO THE POINT OF BEGINNING. IT IS INTENDED TO DESCRIBE HEREBY THE SAME REAL PROPERTY ACQUIRED BY THE GRANTORS BY VIRTUE OF THAT CERTAIN ASSUMPTION WARRANTY DEED RECORDED AMONG THE LAND RECORDS OF LAFAYETTE COUNTY, MISSISSIPPI, IN DEED BOOK 432 AT PAGE 530 REFERENCE TO WHICH IS HEREBY MADE.
PROPERTY ADDRESS: The street address of the property is believed to be 34 COUNTY ROAD 423, OXFORD, MS 38655. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.
Title to the above described property is believed to be good, but I will convey only such title as is vested in me as Substitute Trustee. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Rubin Lublin, LLC
3145 Avalon Ridge Place, Suite 100
Peachtree Corners, GA 30071
rlselaw.com/property-listing
Tel: (877) 813-0992
Fax: (470) 508-9401
Oxford Eagle:
July 1, 15, 22 and 29, 2026
NAT-26-02090-1