PUBLIC NOTICE SUBSTITUTE TRUSTEES NOTICE

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4/8/2026

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PUBLIC NOTICE

SUBSTITUTE TRUSTEE’S NOTICE OF SALE

WHEREAS, on February 5, 2015, ROSCOE L HOUSTON, A SINGLE MAN. executed a deed of trust for the benefit of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for THE HOME LENDING GROUP, LLC, its successors and assigns, which deed of trust was recorded on March 13, 2015, as Instrument No. 2015-2010, in the office of the Chancery Clerk of Lafayette County, Mississippi; Said Deed of Trust was last sold, assigned and transferred to Nationstar Mortgage LLC by assignment recorded as Instrument No. 2026-01007 in the office of the Chancery Clerk of Lafayette County, Mississippi.

WHEREAS, the holder of the deed of trust at the time of the substitution substituted McCalla Raymer Leibert Pierce, LLP as Trustee, as authorized by the terms thereof, by instrument recorded March 9, 2026 and spread at large upon the records in the office of the aforesaid Chancery Clerk as Instrument No. 2026-01741 prior to the posting and publication of this notice; and

WHEREAS, default having been made in the terms and conditions of the deed of trust, and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of the deed of trust, and the legal holder of said indebtedness, Nationstar Mortgage LLC, has requested the undersigned Substitute Trustee to execute the trust and sell said land, property and improvements in accordance with the terms of the deed of trust for the purpose of raising the sums due thereunder, together with attorney’s fees, Substitute Trustee’s fees and expenses of sale;

THEREFORE, on April 29, 2026, the undersigned Substitute Trustee in the deed of trust, will offer for sale at public outcry and sell to the highest bidder for cash, within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.) at the west front door of the Lafayette County Chancery Building in Oxford, Mississippi, the following described land, property and improvements lying and being situate in Lafayette County, Mississippi, to-wit:

Section 26: 0.79 acres, more or less, in the Northeast Quarter of Section 26, Township 8 South, Range 3 West, Lafayette County, Mississippi, being more particularly described as follows:
Beginning at an iron rod 4041.75 feet South and 1690.11 feet West of the Northeast corner of the Southeast Quarter of Section 23, thence West 360.0 feet to an iron pipe on the East line of Huxley Street, thence North 04 degrees 04 minutes 41 seconds East 32.41 feet to a curve with a radius of 247.15 feet, thence Northeastwardly 67.58 feet, along said curve to an iron pipe on the East line of Huxley Street, thence East 335.0 feet to an iron rod, thence South 5 degrees 06 minutes 37 seconds East 98.64 feet to the POINT OF BEGINNING.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, all outstanding liens for public utilities which constitute liens upon the property, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, easements, rights-of-way, zoning ordinances, restrictions, special assessments, covenants, and any matters of record including, but not limited to, those superior to said Deed of Trust first set out above. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The successful bidder must present certified funds in the amount of the winning bid at the time of sale, as well as timely comply with FinCEN data submission and certification requirements, if applicable.

ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (Rule), found at 89 FR 70258, went into effect.* The Rule applies to certain residential real estate sale transactions, including nonjudicial foreclosures, where the transfer is to a legal entity or trust, and the source of funds is non-financed (which includes cash, certified funds, private financing, or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement.) As part of this Rule, purchasers are required to provide additional information and documentation about themselves, their legal entities, and the source of funds used in the reportable transaction, if applicable. The collection of this information and documentation by the Substitute Trustee is required to comply with the Rule’s reporting requirements, if applicable. To submit and certify the required information, review informative resources/guides, or to certify an exemption please visit https://fincen.foreclosurehotline.net/. If you have questions about the Rule or its applicability to you, please seek the advice of your own independent legal counsel, as the Substitute Trustee cannot give you legal advice.
*The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust, and (3) to confirmation that the successful bidder has timely provided to the Substitute Trustee all information required by the Rule, 89 FR 70258, if applicable. The Substitute Trustee, on behalf of the holder of the Deed of Trust, reserves the right to rescind the foreclosure sale at its own discretion.

I WILL CONVEY only such title as is vested in the Substitute Trustee.

WITNESS MY SIGNATURE, this the 1st day of April, 2026

McCalla Raymer Leibert Pierce, LLP
Substitute Trustee
251 Trace Colony Park Drive Suite A, Ridgeland, MS 39157
(662) 388-5464
Foreclosurehotline.net
File No.: 25-05644MS

PUBLISH: 04/08/2026,04/15/2026,04/22/2026

25-05644MS

Oxford Eagle:
Apr. 8, 15 and 22, 2026
25-05644MS/106982